• Lay-bys accepted at all three branches.
  • Lay-by term is three months from commencement.
  • Payment is to be split equally across the three months i.e. 1/3 of the total lay-by per month.
  • First payment due on commencement, second payment due by the end of the second month and final settlement by the end of the third month.
  • Lay-bys can be settled in full and released early at any time during the term.
  • Late payments will incur a penalty of 5% of the remaining balance.
  • Lay-bys are final, no style or size changes.
  • Cancellations will incur a 20% cancellation fee.
  • Cancellations are not refundable and will be passed as a store credit.